Can Swift Playgrounds create Apps on Apple Ipads?

[StephenG1CMZ]

I have seen many Apple websites stating No, you need to use Xcode on a Mac (many £000's*).
I have seen a couple of Apple websites saying it is possible using Swift Playgrounds on an iPad (£400's*).
I have seen brief videos giving a taste of what the Swift language is like, but the many websites saying it is impossible are worrying.
Confusingly, both websites seem to be Apple's - but large corporations do struggle to present consistent information (in the past many HP sites overlooked the HP Prime, for example).

I wonder if anyone with experience of Apple's walled garden has tried this?
*for the hardware, add ~£100 for an Apple account