"I have an annuity but I need cash now."

[Steve Simpkin]

I had never heard of the terms "annuity" or "structured settlement" before hearing that series of commercials. They sing and dance about it like most people have these things in the U.S. It turns out that only about 10% of Americans have a commercial annuity. Even less have a structured settlement.

https://www.youtube.com/watch?v=Q0klvfQ39o4